In answer to your question about the photograph, I'm going to have say neither. You're a photographer and you're talking about using webcam snapshots on your website???? Please. These days a business owner's website is one his/her most important tools - take a day or three and shoot some really good shots to use.
With respect to the website itself? I would suggest a little refinement. The home page is HUGE; someone on a slow connection (Yes, dial-up still exists) is going to get fed up and move on before all of the images there load. Your home page should be light, easy to read, and convey the most important information: Who you are, where you are, and what you can offer. Couple that with one or two of your BEST images, and you'll be in good shape.
I can find no way to get in touch with you - the contact heading seems to loop back to more images. I would suggest having at minimum a telephone number on your home page as well as full contact (Name, address, telephone, mobile and e-mail addresses) on a contact page.
I would change the heading "Investment" to something a little more appropriate, eg "Pricing". My first thought when I saw that was, "You want me to invest in your company????"
A number of the links on the navigation bar seem to point to the wrong locations. It's a good start, but I would put a little more time and effort into it. I would also consider getting a website that is fully independant, not a sponsored 'site.
Just my $00.02 worth - your mileage may vary.
~John