I've been using Lightroom via monthly subscription for a few years but have finally decided that it is time to move on. When I went to the Adobe site to cancel I was faced with a fairly significant cancellation fee. Turns out that the anniversary of my signing on with Adobe was Sep 31 and that they want 50% of the subscription fee until next Sep 31. The will automatically bill by credit card as soon as I cancel - I have no choice or say in the matter. The only time you can cancel penalty free is on the anniversary of your original signing. I can understand being hit with a penalty if you cancel within the first year, but after that you should be able to quit any time without penalty. I know there must be fine print that makes what Adobe is doing legal - but they are still scum.