This morning after going to class I went to grab my camera for a small event I had to shoot today for my college's newspaper. While opening up my bag I noticed my lens was separated from my camera. .....Uh oh Basically somehow the mount on my D90 has been ripped off from the body. The screws were ripped out from the body. It does not seem to have any internal damage minus the stripped threads inside of the screw mounts. I've asked the local camera store for an estimate and they said around $300 to repair it. I've also thought about going the insurance route, however I need to find out the deductible on my parent's insurance coverage. Do you think I should go the repair route and get it fixed, or go the insurance route?