F*ing Auto Insurance!! Grr!

Discussion in 'Off Topic Chat' started by Josh66, Feb 11, 2010.

  1. Josh66

    Josh66 Been spending a lot of time on here!

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    Sorry. I am so pissed right now.

    Just got my statement for this month. My ****ing premium doubled.

    You know why?

    They say I didn't have prior coverage (I did, and I sent them the necessary proof). I've only had this policy for 3 months now, but this **** is making me want to dump them and go back to my old insurance.

    What a headache!

    I sent them a (somewhat nasty) e-mail. Hopefully they pick up the ball (that they dropped) and fix this. Man, I'm pissed. ****.
     
  2. thebeatles

    thebeatles TPF Noob!

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    That is some bull****. :thumbdown:
     
  3. Josh66

    Josh66 Been spending a lot of time on here!

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    Yeah.

    It's doubly pissing me off because I just got another e-mail today saying that I have to send in receipts for my medical insurance proving that my glasses are a covered expense.

    I'm not too worried about that though - I have all the stuff I need sitting on my desk waiting to get stuffed into an envelope - it just annoys me that I have to do it.
    It seems like this is the way things are going to be from now on. You have to prove everything, like you're in ****ing court or something.
     
  4. Big Mike

    Big Mike I am Big, I am Mike Staff Member Supporting Member

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    From what I can tell, auto insurance is getting to be a pretty competitive field, if so, you should easily be able to find a better deal if you shop around.
     
  5. Mulewings~

    Mulewings~ TPF Noob!

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    When my auto insurance goes up drastically, I get some really sweet quotes from other companies...then call my agent and lo and behold, he races out for a face to face meetiing.

    ...and beats the other quotes.

    I used to write insurance for a living. Always dicker. They have 15% commission to work with!

    Good luck.
     
  6. Overread

    Overread has a hat around here somewhere Staff Member Supporting Member

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    That or just leave the company and rejoin to get the new member perks - these days its all about getting new customers rather than taking care of the ones you've already got.
     
  7. Josh66

    Josh66 Been spending a lot of time on here!

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    That's exactly what I thought I did by switching to these guys. I got the same coverage for a lot less money. Now, with the new premium, it's actually more expensive than what I had before.
     
  8. mishele

    mishele Moderator Staff Member Supporting Member

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  9. itznfb

    itznfb TPF Noob!

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    It's much better to use an insurance agent than go directly through the company. A good agent will work with you and fight things like this for you and chances are you wouldn't even know something like this came up.

    You've only been there a few months it's not like it would hurt you to go somewhere else.
     
  10. Mulewings~

    Mulewings~ TPF Noob!

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    An insurance agent or company's worst nightmare is an informed client.

    Do some research, dig into it like you work on photography.

    Our rates are going up because our state laws changed. You may consider that also.
     
  11. skieur

    skieur TPF Noob!

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    In Canada the range can be over $1,000 between companies for the same coverage.

    skieur
     
  12. PackingMyBags

    PackingMyBags TPF Noob!

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    You rock! :hug::
     

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