We are working on our annual group insurance renewal here at work, and I am curious to find out what sort of benefits other assorted people have, and y'all are a good group of other assorted people therefore here I am... Imagine it's January and you come down with something bad and need to see the doc to have it looked at. How much would you pay out of pocket for the office visit? Would you just pay a copay? Would you pay a percentage of the bill (co-insurance)? What percentage? Would you pay the whole thing because you hadn't met your deductible yet for the year? If so, what is your deductible? If you're comfortable sharing this, then I would appreciate it! Or you can PM me if you want!