Well, the good news is: I'm a new granddad! My son and his better-half just had their first baby today. 7lbs, 9oz and 19" of boy to carry on the family name. Now I've really got to get serious about getting my a DLSR. So... PLEASE HELP ME SPEND MY MONEY!!! I'm already decided on a D80 and I'd like to buy it new. B&H has them for $781. From what I can see this seems to be a good price and I can pay it in a couple of chunks with their "no interest for 6 month" deal. If this purchase is stupid in any way please let me know. The biggest debate is glass. I'm leaning towards an 18-70 as an all-purpose starter lens (rather than a kit) based on my readings here and elsewhere. I'll be adding other glass soon (of course) but this would be to get me started. My immediate needs are modest: product shots, general purpose shooting, and now (of course) baby shots. Adorama has a Nikon factory refurb for $249. Is this a decent price? Should I take a chance on used? From what I see most used lenses are around the same price as the refurb. What about grey market? I've read some threads here where folks have said they wouldn't touch them. Opinions?