Sooooo Im looking to Insure all my gear. I did a quick search on here because I didnt want you guys to think I was just being lazy. I found a thread about it and it was very Informative. I have since had my gear Insured through my renters Insurance. Now my question is to you guys, Is there Insurance I can get for all my gear that would cover damage like drops and what not? Because as far as I know and the way my insurance guy explained it to me was that my renters insurance covered me at home and if I left I was also covered but heres the catch. Im only covered for theft. So if I happen to say have my camera on my boat and happen to drop it in the water and my gear incurs some damage, guess what? Im SOL. So if anyone knows of some kind of insurance I can get that would cover me id appreciate the help. O and another question. would I have to have receipts for everything I own to get reimbursed? because some of my lenses have been purchased from craigslist and cash transactions usually dont come with receipts.