Is your gear Insured?

Discussion in 'Photographic Discussions' started by ranmyaku, Dec 16, 2007.

  1. ranmyaku

    ranmyaku TPF Noob!

    Joined:
    Dec 8, 2006
    Messages:
    207
    Likes Received:
    0
    Location:
    Honolulu
    Can others edit my Photos:
    Photos NOT OK to edit
    If so, what insurance policy/coverage do you have?
     
  2. dpolston

    dpolston TPF Noob!

    Joined:
    Apr 8, 2007
    Messages:
    949
    Likes Received:
    1
    Location:
    Norfolk, VA.
    Can others edit my Photos:
    Photos OK to edit
    state farm add on policy
     
  3. Sw1tchFX

    Sw1tchFX TPF Noob!

    Joined:
    May 3, 2006
    Messages:
    7,500
    Likes Received:
    478
    Can others edit my Photos:
    Photos NOT OK to edit
    +1
     
  4. Alpha

    Alpha Troll Extraordinaire

    Joined:
    Mar 15, 2005
    Messages:
    5,454
    Likes Received:
    41
    Location:
    San Francisco
    Can others edit my Photos:
    Photos NOT OK to edit
    Which insures all your equipment except in the case of natural disasters ;)
     
  5. keith204

    keith204 No longer a newbie, moving up!

    Joined:
    May 20, 2007
    Messages:
    1,643
    Likes Received:
    2
    Location:
    Bolivar, MO
    Can others edit my Photos:
    Photos OK to edit
    State farmers...how much did it cost to get your equip added on?
     
  6. Antarctican

    Antarctican TPF Noob!

    Joined:
    Jan 10, 2006
    Messages:
    24,809
    Likes Received:
    27
    Location:
    The Great White North
    Can others edit my Photos:
    Photos OK to edit
    ^^^ Depends on the value of the equipment.

    If you already have homeowners/renters insurance, contact the insurer with the info of your equipment (including serial numbers and value) and they'll provide a quote.
     
  7. usayit

    usayit No longer a newbie, moving up!

    Joined:
    Nov 15, 2003
    Messages:
    9,523
    Likes Received:
    344
    Location:
    North New Jersey, United States of America
    Can others edit my Photos:
    Photos OK to edit
    Hell yeh.... part of the homeowner's policy which covers damage and theft while outside the home.

    Insuring the equipment is cheap enough that there is no reason not to do it.
     
  8. Antarctican

    Antarctican TPF Noob!

    Joined:
    Jan 10, 2006
    Messages:
    24,809
    Likes Received:
    27
    Location:
    The Great White North
    Can others edit my Photos:
    Photos OK to edit
    ^^^ True, it's very cheap. Going by memory, mine was about $30 for 2 SLRs and 3 lenses.
     
  9. droyz2000

    droyz2000 TPF Noob!

    Joined:
    Jun 17, 2006
    Messages:
    304
    Likes Received:
    0
    Location:
    Buffalo, NY
    Can others edit my Photos:
    Photos NOT OK to edit
    I know mine is about $50 a year for about $4000 worth of equipment, pretty cheap in you ask me.
     
  10. ann

    ann No longer a newbie, moving up!

    Joined:
    May 14, 2007
    Messages:
    4,263
    Likes Received:
    189
    Can others edit my Photos:
    Photos NOT OK to edit
    yes, liberty mutual. It is a rider on my homeowners policy. It includes repairs as well.
     
  11. TDSapp

    TDSapp TPF Noob!

    Joined:
    Jun 17, 2007
    Messages:
    24
    Likes Received:
    0
    Location:
    Frisco Texas
    Can others edit my Photos:
    Photos OK to edit
    State Farm add on.

    $1.70 per $1,000.00 of covered value.
    $0.00 deductable full replacement


    It's cheaper if you don't make any money off the equipment. Since I do charge for photos then I had to cover it at the "professional" rate.


    Tim
     
  12. Snyder

    Snyder TPF Noob!

    Joined:
    Jul 21, 2007
    Messages:
    411
    Likes Received:
    9
    Location:
    I travel all around the world
    Can others edit my Photos:
    Photos NOT OK to edit
    maybe I should, though not sure what the insurance exactly covers. So if I drop it and it my fault its broken will they pay to replace or fix it? I hate insurance cause I never use it, car insurance is a great example, if something get damaged to my vehicle I fix it myself.
     

Share This Page