I'm planning on purchasing a D80 in the future (whenever I save up the needed cash) and have been considering a slew of options for my lenses. I will barely be able to raise the needed 1,000, let along an additional 300 for insurance, and possibly another 100 for an SD card, possible an additional 100 for a good tripod. That leaves me with the prediciment of having to go with the basic kit lens, rather than the 18 - 135 lens that can come with the D80, for about $300 more. Is the 18-135 worth the extra quid? I'm sure I will want to upgrade from the 18-55 lens, but is it something that can wait?