...ok...I have never in my life owned a brand new bed. I need one desparately. Number one, I got spoiled over the summer with Erik's brand spankin new bed, and Number two, now that Erik is living with me, I need a bigger bed. A full just doesn't cut if for two grown adults and two damn cats. So...here are my questions. I'm looking to get a queen sized..cheapest I can get. What is the average for a CHEAP queen? And...do most furniture places do layaway or payment plans??? I don't think I'll be able to buy outright at the moment.