First off, awesome forum! I have learned a lot already and haven't even received my camera yet! I have been wanting to move up from my point and shoot and have decided on a Nikon D5000. I plane to use it as a hobby and to learn as much as I can. At first I was dead set against refurb, due to my perceived "bad thoughts" of buying something not new. The more I have read on here the more I am contemplating sending my new one back and buying a refurb from Adorama. Ultimately my goal is to save $$$ to buy more accessories. It would save me about 140-150 bucks! New with a 1 year warranty vs. Refurb with a (bought) 3 year extended warranty? Are these warranites comparable? Would love to hear people experiences/views on this subject.