While I agree with the above; I too don't get the composition... I also don't think it's technically fine. The top one is blown out, with obvious dodging/editing on the face to make the skin pop out, and the bottom one is overprocessed as well.
Although I prefer the composition/pose/feel of #1, the blow outs kill it. The right hand melts into the blownout background as well as the collar of the jacket. But on second/third look, it's also pretty cool. Where we can (at times) melt into the background, oblivious from others of our woes. Scrolling back up a few times, I actually like #1.
#2 :meh: I dislike mobile phones to a large extent.
I think that they're both good. They both have technical issues, but both are pictures that you might see out and about.. Sometimes blown out highlights are okay-depends on what you are trying to convey.. The second looks good in this tragic time for the global markets...