I'll be spending my next semester abroad in India, and I've been looking around the internet trying to find a theft coverage policy to no avail. I'll probably be bringing a fair amount of my photo gear (about $2000 worth, most likely, plus my laptop - why miss such a great opportunity for photos) with me, and most policies I've seen only cover theft up to $1000. Does anyone out there have experience with this? Also, is anyone familiar with manufacturer warranty coverage for damage overseas, especially for Pentax? Thanks!