I have found photshops help to be less than helpful. Between experimenting and the help section I finally started getting the effect I wanted. I thought this turned out with kind a Christmas card feel. To get this effect I used the elliptical select tool to outline the area I wanted. If I did not quite get the area I wanted I just kept doing it again until I got what I wanted. Then go to "select" - "inverse", Then "select" - "feather" and select the pixels of the radius, this radius was 70 pixels. Then "edit" - "cut". Then I cropped in evenly around the feathered edge.