Heres a question for all the wedding pro's here. When you book a wedding, what forms of payment do you accept for the retainer and remaining ballance? Do you only accept cash/check? Or do you also take credit cards? If you take the latter, do you use paypal, google checkout, or sign up for a merchant account? I was thinking, and if a person were to pay with a cc, they could file a dispute and probably get their money back. Or perhaps later find they cant pay their CC bill, will the CC company come looking for the money? Cash seems safer, but not everyone has $$$$ in cash laying around, and not everyone might be willing to get a bank loan to pay the photographer.