ralphh
No longer a newbie, moving up!
- Joined
- Jun 29, 2012
- Messages
- 222
- Reaction score
- 58
- Location
- London
- Can others edit my Photos
- Photos OK to edit
*sigh* this has a wiff of dad-with-cam, but here we go..
I have no interest in being a professional photograher or even semi pro. I have a 9-5 job that pays better than I could ever make at photography, and besides, I quite like my photography without the stress.
However, first one of my friends at work and now one of my wifes friends from baby play group has seen photos of I've taken of my daughter and begged me to take photos of their kids and of course I'm happy to do it.
The problem is that when I said yes (perhaps I looked a little pained at the thought of my saturday morning going down the toilet) they quickly said "I'll pay you of course". Damn. I tried to say no, but it wasn't working it - was actually going to become embarasing, so I ended up agreeing. If you've seen the episode of Family Guy where Peter and the giant chicken both want to pay the bill and end up in a brawl over it...? Ok, it wasn't that bad, but they were quite insistent.
This now leaves me worried. I have a feeling I now need insurance - if I suggest we put little johnny on the bed and he falls off and lands on his head I suspect that, as someone who was taking money rather than just in the room as a family friend, I'm going to be liable
The up side is the my house insurance does not cover my camera, so I've been thinking about getting it insured seperately anyway. Adding £1m public liability is about an extra £5 on a £140 policy, so that's not an issue to me.
There's no point bothering with a business plan - my plan is to do these two and not admit I have a camera to anyone else
There's no permits needed in the UK as such as far an I know. Tax wise, yeah I can pop it on my tax return if my conscience reminds me next April - either way the tax man is not exactly going to be breaking down my door for his share of £50.
Is there anything else I need in order to cover my @rse? I'm happy to make more or less no money, I'm not happy to wind up more out of pocket than I started or spend the next 3 months of my life filling in forms.
Or is this just a massive can of worms I really don't ever want to open, and I'd be better off trying to renegotiate this deal so they pay me in dinner and wine? Is that at least safe??? I have no idea...
I have no interest in being a professional photograher or even semi pro. I have a 9-5 job that pays better than I could ever make at photography, and besides, I quite like my photography without the stress.
However, first one of my friends at work and now one of my wifes friends from baby play group has seen photos of I've taken of my daughter and begged me to take photos of their kids and of course I'm happy to do it.
The problem is that when I said yes (perhaps I looked a little pained at the thought of my saturday morning going down the toilet) they quickly said "I'll pay you of course". Damn. I tried to say no, but it wasn't working it - was actually going to become embarasing, so I ended up agreeing. If you've seen the episode of Family Guy where Peter and the giant chicken both want to pay the bill and end up in a brawl over it...? Ok, it wasn't that bad, but they were quite insistent.
This now leaves me worried. I have a feeling I now need insurance - if I suggest we put little johnny on the bed and he falls off and lands on his head I suspect that, as someone who was taking money rather than just in the room as a family friend, I'm going to be liable
The up side is the my house insurance does not cover my camera, so I've been thinking about getting it insured seperately anyway. Adding £1m public liability is about an extra £5 on a £140 policy, so that's not an issue to me.
There's no point bothering with a business plan - my plan is to do these two and not admit I have a camera to anyone else
There's no permits needed in the UK as such as far an I know. Tax wise, yeah I can pop it on my tax return if my conscience reminds me next April - either way the tax man is not exactly going to be breaking down my door for his share of £50.
Is there anything else I need in order to cover my @rse? I'm happy to make more or less no money, I'm not happy to wind up more out of pocket than I started or spend the next 3 months of my life filling in forms.
Or is this just a massive can of worms I really don't ever want to open, and I'd be better off trying to renegotiate this deal so they pay me in dinner and wine? Is that at least safe??? I have no idea...