insurance needs

[12sndsgood]

what is everyone doing for properly insuring there business. im guessing some type of liability insurance for myself and if anything happens with a client. and maybe insurance for my gear. anything else im not thinking of.

 

[MLeeK]

Become a member of PPA. You will find that their resources and information on your insurance needs are awesome. The membership comes with 15K of gear insurance and for I think it's $50 the indemnification trust. You'll also need liability. Which you can purchase all of your additional needs with a discount as a PPA member.
That's only one of MANY MANY excellent benefits to being a PPA member.

 

[12sndsgood]

i had looked at a bit before but didnt get to indeapth with it. i'll have to give it a more in deapth look.

 

[bazooka]

Do they offer liability?

 

[KmH]

This is covered in the February 2012 issue of Rangefinder magazine.

Visit the PPA web site. Professional Photographers of America

Click on the 'Benefits' tab - Benefits | Professional Photographers of America

There is long and short term disability, health insurance, business insurance for your vehicle if you use it in business, business interruption, 3rd party property damage.

If you have a studio the contents need to be insured - furniture, computer equipment, props, sets, wardrobe, copy/fax machines, printers, phones, improvements, office supplies, etc.

Talk to your insurance agent.

 

[MLeeK]

Do they offer liability?

You can buy insurance for everything you'll need through their discount program.