Is your gear Insured?

ranmyaku

TPF Noob!
Joined
Dec 8, 2006
Messages
207
Reaction score
0
Location
Honolulu
Website
www.jpgmag.com
Can others edit my Photos
Photos NOT OK to edit
If so, what insurance policy/coverage do you have?
 

Alpha

Troll Extraordinaire
Joined
Mar 15, 2005
Messages
5,451
Reaction score
41
Location
San Francisco
Can others edit my Photos
Photos NOT OK to edit
Which insures all your equipment except in the case of natural disasters ;)
 

keith204

No longer a newbie, moving up!
Joined
May 20, 2007
Messages
1,643
Reaction score
2
Location
Bolivar, MO
Can others edit my Photos
Photos OK to edit
State farmers...how much did it cost to get your equip added on?
 

Antarctican

No longer a newbie, moving up!
Joined
Jan 10, 2006
Messages
24,892
Reaction score
77
Location
The Great White North
Can others edit my Photos
Photos OK to edit
^^^ Depends on the value of the equipment.

If you already have homeowners/renters insurance, contact the insurer with the info of your equipment (including serial numbers and value) and they'll provide a quote.
 

usayit

No longer a newbie, moving up!
Joined
Nov 15, 2003
Messages
9,521
Reaction score
347
Location
North New Jersey, United States of America
Can others edit my Photos
Photos OK to edit
Hell yeh.... part of the homeowner's policy which covers damage and theft while outside the home.

Insuring the equipment is cheap enough that there is no reason not to do it.
 

Antarctican

No longer a newbie, moving up!
Joined
Jan 10, 2006
Messages
24,892
Reaction score
77
Location
The Great White North
Can others edit my Photos
Photos OK to edit
^^^ True, it's very cheap. Going by memory, mine was about $30 for 2 SLRs and 3 lenses.
 

droyz2000

TPF Noob!
Joined
Jun 17, 2006
Messages
304
Reaction score
0
Location
Buffalo, NY
Can others edit my Photos
Photos NOT OK to edit
I know mine is about $50 a year for about $4000 worth of equipment, pretty cheap in you ask me.
 

ann

No longer a newbie, moving up!
Joined
May 14, 2007
Messages
4,263
Reaction score
189
Can others edit my Photos
Photos NOT OK to edit
yes, liberty mutual. It is a rider on my homeowners policy. It includes repairs as well.
 

TDSapp

TPF Noob!
Joined
Jun 17, 2007
Messages
24
Reaction score
0
Location
Frisco Texas
Can others edit my Photos
Photos OK to edit
State Farm add on.

$1.70 per $1,000.00 of covered value.
$0.00 deductable full replacement


It's cheaper if you don't make any money off the equipment. Since I do charge for photos then I had to cover it at the "professional" rate.


Tim
 

Snyder

TPF Noob!
Joined
Jul 21, 2007
Messages
411
Reaction score
9
Location
I travel all around the world
Can others edit my Photos
Photos NOT OK to edit
maybe I should, though not sure what the insurance exactly covers. So if I drop it and it my fault its broken will they pay to replace or fix it? I hate insurance cause I never use it, car insurance is a great example, if something get damaged to my vehicle I fix it myself.
 

sabbath999

No longer a newbie, moving up!
Joined
Apr 11, 2007
Messages
2,701
Reaction score
69
Location
Missouri
Can others edit my Photos
Photos OK to edit
State Farm person here, since I don't charge for my pictures it is insured as part of my homeowners. My agent has a list of all the serial numbers (except for the D300 which I have to get to him) before I take it out.

Covered for theft and fire as part of my homeowners (I checked twice).
 

Most reactions

Top