All, first thanks for taking time to read and respond ... I have the option to get a 2 lens kit and a D5000 Nikon, or hold out a bit longer and get a D90, but with no lenses (except the standard). I travel, and will be using my points to get the camera, and just was wondering what would be best. My personal opinion, the D90 may be overkill for the images I am shooting, and having a D5000 with lens choice would be far better. Most of what I shoot are indoor cheer events (for my daughter) and outside shots mountains, cars, etc. Any ideas or opinions would be appreciated.