Insurance

[Lensmeister]

Not sure this is in the right place .....

and it's not exactly a question.

Someone I know uses this company for their camera insurance.

INSURANCE CO.

Hope it helps some or one of you !

 

[Rob]

I insure my stuff on the all risks category of my household insurance. I asked for a quote just to see what it said, and to get cover that matched my current level/value (worldwide, all risks, £3k value) was £291, which is about £50 shy of my household insurance (£334). Not having a go at you or anything, because the most important thing about an insurance company is their payout rate, but they look pretty pricey.

It's a good topic... It'd be interesting to see who here has insurance, what value/risk it's for and what we're all paying - after all, damaging a camera is enough to make me cry!

Rob

 

[Azuth]

Not sure what I pay, but mine was pretty cheap. Just called up the people that do my house, car etc. Said I want to insure $X of camera equipment for what ever, where ever. Added a few bucks to my monthly bill, but gives me peace of mind. If my camera bag got nicked that's a lot of dosh.

 

[PlasticSpanner]

We are just in the process of re-newing our home/contents insurance and our new quote will cover optical equipment up to £1,750, against theft, damage and accidental damage in the home and away from home.

Strangely the accidental damage cover doesn't apply if you're using the equipment in it's designed way! So if the house got flooded from an over-running bath and drowned the cameras/telescope I could claim but not if I just dropped the camera whilst using it or putting it away! (Talk about playing the numbers! )

 

[Lensmeister]

Not having a go at you or anything, because the most important thing about an insurance company is their payout rate, but they look pretty pricey.

I currently don't have my gear insured seperatly... but I only posted it as it might help someone.

 

[Simon]

I'm looking at insurance at the moment, does anyone recommend specialist camera insurance companies or is it better to add it to your houshold insurance?

 

[JMowery]

Are there any USA insurance companies specifically for camera's. All attempts to find any have failed, although I have seen 3 different UK websites offering insurance for camera's.

Anyone have any info on insurance here in the states?

Would appreciate it. *And no I can't do anything with homeowners insurance since I don't own a home or rent either*