spiralout
TPF Noob!
Lately, I've been thinking that I should change my insurance policy from full-coverage to liability. I'm on my parents insurance, but I'm still paying $200/month, and it's really taking a huge chunk out of my paycheck. I've been driving for 5 1/2 years and have NEVER gotten in an accident and have only gotten 1 speeding ticket, so I'm not a high-risk driver, and I don't see why I should be paying so much for insurance if I'm not even using it. Any thoughts?