OBrien, photo gal - thank you for your comments and I'm glad the fix works.
OBrien, I simply took the original file and did curves/levels/color adjustments until the towel looked like it should. Then I sized the file to match my initial post, used the wand to select the fixed towel and moved it on top of the blown-out towel, merged the layers and did some blending and cloning of the edges to finish the image.
photo gal, the mystery of not seeing the person under the hat adds to the appeal of the image for me as well.
Thanks again.
Tuna