- Joined
- Sep 13, 2013
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- 1,545
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- 636
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- United States, PNW
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So, I got a phone on a 2 year plan as most people do.
I am "financed" for the phone, as most people are.
I owe $500 on it (over the next 2ish years) - but I can afford to pay that off now ... so my question is ...
Should I pay the phone off now, and reduce my monthly bill by $25
or just pay the $25 every month on top of the bill?
I'm trying to reduce all of my bills to as little as possible to be able to properly budget for when kids come, along with getting stuff off of my credit report that shouldn't be there.
If this makes sense, then yay - if not, then boo!!
I am "financed" for the phone, as most people are.
I owe $500 on it (over the next 2ish years) - but I can afford to pay that off now ... so my question is ...
Should I pay the phone off now, and reduce my monthly bill by $25
or just pay the $25 every month on top of the bill?
I'm trying to reduce all of my bills to as little as possible to be able to properly budget for when kids come, along with getting stuff off of my credit report that shouldn't be there.
If this makes sense, then yay - if not, then boo!!