Last year I was given a sony cybershot w290 as a birthday present. Since then I have become a lot more interested in taking great pictures, underwater especially. It was definitely bitter sweet when that one broke because I loved it but also wanted to upgrade. Here's what I'm looking for in a camera: -at least 20x zoom -10 or more megapixels -a panoramic feature -underwater housing available -rechargable battery -and both a view finder and lcd display With a price range no larger than $500. I've come to these two cameras; -Nikon Coolpix P100 -Sony Cybershot HX1 Check these two cameras out if you're not familiar with them and tell me what you think I should get; or suggest something else. I'm no photo wiz just yet and want to learn. SO WHAT SHOULD I DO?!?!?!?