I have decided on a D90+18-200mm lens as my first SLR/lens. However, I am having a hard time deciding where to purchase, and whether or not I should consider refurbished/store model with warranty D90 bodies (I am definitely purchasing the lens new). I am inclined to buy both new, but wouldn't mind saving a few hundred at the same time, and I've seen good things about Adorama/Cameta's refurbs, for example. One thing I've noticed is that several of the well known camera retail websites do not indicate they are an authorized Nikon dealer. I suppose I could simply call them, but it's strange to me that it's not front and center on their site. So, would you consider a refurb/store model to save a bit (and possibly pay for a 3rd party extended warranty), or go new all the way? Which sites are considered the most reputable and price competitive? Thanks in advance, this forum has been instrumental in learning the ropes.