To me, this discussion is completely moot and absurd.
There are very few AF lenses left who didnt got their optically improved AF-S version. None of which one wants to use on DX anyway.
All the really cheap DX lenses are AF-S anyway. No AF version available in the first place.
The only people who could still be interested in AF lenses are actually those who have a FX camera. And there isnt a single Nikon FX camera out there that doesnt have the AF motor.
So yeah, its a perfect non-issue.
If you are actually a beginner, just spend a bit more money for AF-S lenses so you get the newer, optically better, more silent and faster version.
Or get the D7000 or some used older camera with an AF motor, those are better cameras anyway.