Sorry to rain on your parade, but the sky is completely blown. If it is heavy rain and ray of sunlight, I would like to see it. I would like to see a wall of raindrops, a blue sky ( polariser anyone?) and an advertised ray of light. What I see is a very nice, lively woman on a boat (?), totally separated from the background. The woman is exposed well but the background and especially the sky are seriously overexposed. I guess you did what you could possibly do in the circumstances, but doubt if this shot could be pulled out without a proper use of a flash and reflector. It is not an easy shot, as far as I can see.