I use a water bath stop and an alkaline fixer called TF-4.
That makes the whole process non-acidic since developers are
also alkaline and water is, of course, neutral.
It's my belief that this is a very archival way to process and is
also simpler & faster because no HCA is necessary and wash
times are reduced when processing this way. There is also
less chance of "PH shocking" emulsions by going from an alkaline
developer to an acid stop and fix which can cause reticulation,
pinholes, etc.
However, regular acid fixers are much more plentiful and may
be cheaper too. Most photographers use them and I don't
mean to say they are doing anything wrong. I just like to
treat my materials as gently as possible. But, there's nothing
wrong with using an acid fixer -- just use HCA and wash
thoroughly when you do if you want your negs and prints to
last a long time.
The preceding is purely my opinion and the way I like to do
things.
