Insurance

[dmfw]

IMHO. One should consider an umbrella policy to cover general liabilities. You should speak with your agent about this type of policy.

However, I think that clear communications between the contractor (photographer) and the client is the best form of "insurance".

 

[msf]

Is liability insurance required Mike?

Absolutely, Liability is the first kind of insurance you buy, then cover your equipment. E&O (errors and ommissions) insurance can be purchased seperately. An equivelent of E&O insurance is included with a paid PPA membership.

I was thinking PPA covered all the types of insurrance you need, liability and equipment? Am I mistaken? Im just about to sign up *been "just about" for a while now*.