Ok, so not new to you guys...but new to me. I just bought a roll of Ilford Pan-F Plus and a roll of Fuji Velvia 100F. Now, I'm pretty darn excited for both, but I'm also worried because I know both films usually have a pretty small tolerance for exposure latitude. Now I want to make sure of something. I'm pretty sure my camera overexposes by a stop. (compared to the meter on my digital camera). However, from prints, that are overexposed 2 stops, walmart made pretty darn good pics...(Fuji Superia X-Tra 400). Now, I want to make sure I expose these new films correctly, because together they cost about 21 bucks for the two rolls. (stupid canada). I've heard to shoot Pan-F Plus slightly under, around 32? But if my camera exposes a stop over, would I not set my speed 1/3 slower than 100? And the Velvia 100F is supposed to be right on...so would I not expose at ASA 200? I'm just making sure I'm not confused and I'm doing it right. That stuff is expensive to buy, and probably even more so to process. Anyone use these films and have some tips? What should I avoid shooting with both?