A lot depends on what you want to do with your final print. For your negatives, one should always use a fix with hardener to help protect the emulsion from scratches and whatnot. It's always desirable to do this for your film. For paper, it's sort of up to you.
Will you want to tone your prints, now or later? If you think the answer is yes, use less than the manufacturer's recommendations on the hardener - or, none at all. There are several good books on toning out there, and it seems every author has his own opinion on how much hardener to use, if any. A hardener, as its name applies, will prevent additives from reaching the paper base, which can have a negative impact on the appearance of a toned print.
I like making bromoil prints, and everything I read on the subject called for plain hypo (sodium thiosulphate), since, in a process similar to toning, the silver is to be bleached out of the print and a hardening agent will prevent that. So I keep sodium thiosulphate crystals around and make my own fix that way, when I am preparing prints exclusively for bromoil printmaking.
If you have no intention of doing anything further to your prints, a fixer/hardener will protect your print's emulsion. Never a bad idea.
Again, we shall await the inevitable descent of Mr. Know-it-All into this thread, for additional clarification and edification. :mrgreen: