Thanks for the many replies!
But alas, I am confused now. It may help to state that this camera is just a couple of months old. It HAS been put inside my pocket many times though. I noticed this problem one of the first pictures I took with this camera. I was getting some 'after' photos of antique chest I had just refinished. I was taking the pictures inside their dining room so, that having been said, I'm going to cautiously assume that dust in the air is a non-issue. Yes, this is my wood shop. A lens hood? don't have one and I don't know that you can get them for a rinky-dink point and shoot like this, can you? Would my hand over the camera suffice? Sort of when you are blocking the sun from your eyes watching something outdoors? Maybe try it? This is a seriously annoying issue!
Thanks again for all of you weighing in on this. Oh, if it turns out that it IS ghosts, what do you suggest?