Well guys, cheers for all your help, and I've pretty much come to a conclusion...going for an all-around digital camera that can do pretty much everything, or at least alot (even if not as good as upper-end cams), that I can go out tommorrow with and take pictures with and then, as I get better, go more and more manual, and as time goes on, it still serves...all that, on a very tight budget (student + rent + uni = AH), with a blossoming interest in the hobby...and the camera that pretty much satisifed all those elements, at the price tag I was looking for, was the Fujifilm Finepix S5200...$369.99CDN, and including a 512MB stick, case and a NiMH charger + 4 AA's, comes to $550 with tax...which was about what I was looking at anyway. So tommorrow (or if not, then some time this week), I'm heading out to pick this baby up.
Cheers for all your help