It really comes down to risk vs gain. Can someone say with any real degree of certainty that price will directly equal quality? Why cant a photographer charge a lower rate but still produce good results? And whats wrong with a photographer charging less and filling a niche and providing a service for those that couldn't afford "pro" rates. I would love to drive a Mercedes, but i cant afford one. I need to get from point A to point B. Thankfully Ford provides a cheaper alternative, and i am satisfied with the results. Mercedes doesnt lose because i couldnt buy one anyway, I get transportation, and Ford makes some money. Sorry if anyone thinks the analogy is off base, but one photographer getting mad at another because they charge less seems a little silly. If someone cant afford a pros rates anyway, whats wrong with someone doing it cheaper if the clients are happy with the results? Im just a photographer for fun so if i have missed some aspect of photography economics i humbly stand corrected and I apologize.