...I know alot about photography ...
Forgive me Kyle, but I'm having trouble reconciling that statement with your original post:
What exposure setting is good for concerts and events.
In my experience, people who know a lot about photography know that "what settings" questions are virtually pointless. There are so many unknown parameters that it is virtually impossible to give any but the most general guidance. If I may make a suggestion, haul down your shingle for now, and learn to use the gear you have to its maximum potential, all the while saving money for bigger & better kit. Photography is not a craft that one can become expert in overnight; most photographers who make any significant amount of money from their work have many years practice & experience under their belt. Learn the craft, gain that experience, THEN worry about making it pay.