I'm trying to better learn how to use the on camera light metering on my D200. It seems to me that the auto metering either over exposes or under exposes in different situations but I don't have a good feel for it at all. I read through "Understanding exposure" and he has some tricks that he refers to when he meters exposure like metering against the sky to one side of the sun or stopping down 2/3 from green grass but all of those seem like tricks that just come from years and years of experience. Is there some kind of quick reference or something that I can use to get better exposure readings? Right now I dont use the light meter at all and instead take a shot of the scene with highlight mode on and then dial it in until I'm about 2/3 stops bellow the point where the highlights blow out. Then I verify that the RGB histogram has a good range. When I compare the settings I'm shooting at to what the meter reads I often find that the meter is way off and wants me to either over or under expose. Based on what I read that is normal I think but I wanted to see if you guys had some tips to dial in the exposure quicker without a couple test shots.
The first thing to understand is that the camera meter is a reflected meter.
Reflected meters are aimed at the subject from the camera, and meters the light that the subject's colors reflect.
The white dress reflects a lot of light, and reads high, so the meter underexposes the picture.
The black dress reflects little light, and reads low, so the meter overexposes the picture.
The reflected goal is that all results come out middle gray brightness, not too dark, not too bright. We can compensate it to correct it to come out as as we want.
Incident meters are the reverse, aimed at the camera from the subject, which reads the incident light from the light source directly (is never influenced by the "subject").
So then any subject tone, be its colors light, dark, or middle, is shown as it is. Kind of a big deal. Point&shoot where it counts.

Incident meters have the accuracy that newbies imagine their reflected meters ought to have (but can't). Of course this is not possible at the camera, incident meters meter the light incident on the subject (from the subjects position).
We can learn to use reflected meters. We see the subject too, and can anticipate what will be needed. See
How light meters work
But also, you may be interested in an incident meter, which simply meters the light itself (unaffected by subject colors). The difference is incident meters have to be used at the subject (measuring the light incident on the subject).... not used at the camera.