Justifiable refund?

[terri]

A purely functional problem.

I suggest splitting any block of text that is more then 3 or 4 lines into a separate paragraph.
For me, and others I bet, large blocks are incredibly difficult to read on screen and retain the sense.

All the more reason to avoid commenting, then. I appreciate the block style of the OP, but this particular comment was directed at her first post, which she even broke out with line items for clarification.

All that aside, since the last few posts are off topic, and the issue at hand is settled: thread closed. Thanks!