Yeah, I can see myself getting the D90 now, and a lens. And then upgrading my body next year.
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If you took the 18 months no interest....it would almost be equal to upgrading next year but you could have it now? I say this ONLY if you are responsible enough to make the payments. You know if its not paid off in 18 months they tack ALL of the back tax onto the owed amount right? Or you could just scour craigslist and
ebay in a couple months and find some sucker who took out a BestBuy card, bought a D7000, lost his job/wife/ ability to walk etc etc, and wants to sell it for a steal.
Personally, myself, I like to buy with cash, and really shun credit as well. Although about $80 bucks a month wouldn't be bad with no interest. I could fit that into my budget. Thats the key though, my wife and I have our bills budgeted. ( ie....we don't hide expenses, trust me, you do NOT want to set the precedent for that. A woman with a license to spend has been the downfall of many great men :lmao: )