Another option you can check out would be to purchase through Best Buy, where you can make monthly payments on a new camera; you'll also have a bigger selection of cameras to choose from, as a result of the payment plan. Their selection in-store isn't the biggest, (All BB's are the same; Canon/Nikon's on display for DSLR, that's it) but they carry all four major brands online. I'd also suggest getting your hands on as many cameras as you can before you decide to buy one. I researched A LOT and got plenty of helpful information from everyone here on the forum. Be clear in what you are asking and everyone here will gladly help you out.