I don't think it's ever a bad idea to introduce more advanced topics, even if the OP isn't prepared to use the suggestion, provided that a suitable answer is provided. I don't like dumbing information down, it takes one reply to make things "click", you know? And even if people don't end up useing manual mode, knowing how will improve understanding exactly what the auto modes and matrix metering and so fourth is actually trying to accomplish.
Now, I personally just cannot get behind the idea that any auto mode will ever be a better option than manual provided that the circumstances make it feasible. I don't doubt your experience, but it seems you've gotten a bit gadgety without entirely understanding exposure optimization (shoot to the left) - no offense, just what I'm reading between the lines - I could be totally wrong, and have been wrong about you in the past.
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I don't ever bring a reference out with me, it's not really necessary (white paper, grey card, etc). I try to think of exposure in terms of maximizing data in areas I need it, and, if necessary, discarding data in areas that I don't. It's not so much about the amount of light, but rather about how much exposure I'll need to render a given tonal region in a way that communicates what I had in mind. It's not about getting the one proper exposure, it's about maximizing information into the capabilities of the recording medium.
The auto exposure modes and metering arrays do a darn good job at that, no doubt. But the camera still has no idea what you have in mind for the finished product or what aspects of the image you're interested in. Sure you can use exposure compensation - but by how much? Without knowing what the meter is precisely going to choose over it's array and why it chose that region over any other specific region, it's difficult to predict what effect your decisions will make. The only way to really get this is to have a good understanding of what metering is actually doing.
Call me old-fashioned, but I kind of regret selling my Gossen Starlight.