Fotodoug, I agree you can make great photos with just a camera. If a photographer takes to time to learn to find good light. However, first, that is limiting to places and situations where there is good light. But I believe that is where a novice should start, first recognizing good or nearly good light. Then learn to modify the nearly good light using things like inexpensive reflectors and scrims in conjunction with thing like window, doorway or under overhang light that starts with soft directional light. This requires little if any investiment, some white cardboard or foam core, a $ 10 white bed sheet from walmart, a roll of gaffer tape or a clamps. Then when the photographer sees the background that can't be used because there is no good or nearly good light to modify, get one light and learn how to use it in conjunction with the already owned modifiers. You are right, you can't buy a good game, but without lights and modifiers, you will be limited . I can place my subject in the middle of a foot ball field at high noon and produce a studio quality image. Not so much with a camera alone. I can knock down the over head light with a scrim or translucent umbrella, adjust shutter speed/ neutral density filter to set background density relative to my ultimate subject exposure, apply soft directional light with a battery powered strobe mounted to a moderate low wind ok octa and fill with a second stobe. Can pick up a free kicker/ hair light moving the subject to the back of the overhead diffuser or a third light. Or could build a black subtractive side, a translucent side and top and if needed, add a reflector front. Either will look nothing what is available from a camera or a AC light from home depot that can't be used without an outlet. For soft light, don't need to build a soft box. Hang any diffusion material, a sheet, translucent shower curtain in front of your light. It has the added benefit you can vary the distance between the diffusion material and light that can't be changed with a soft box. I do that the rare times I want soft light out of a fresnel. (skittish animals, some babies for no popping light or to change up the look without setting up strobes for a couple of shots). You are absolutely right you can make wonderful photos with only a camera, and I believe that is a place to start, then add gear as the need arises.