What would you call this effect?

[Leftyplayer]

What would you call the effect being used in this image?

http://photos3.meetupstatic.com/photos/event/2/d/5/2/highres_334631602.jpeg

 

[petina12]

Watercolour ?


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[pixmedic]

I would call it "Awful"

 

[480sparky37 36]

In GIMP, it's Oilify.

 

[The_Traveler]

My guess it was a variation on the 'ocean ripple' filtering in PS.

 

[Michael Robinson]

I'd call it a bad hangover...

 

[The_Traveler]

Filter gallery - PS CC ocean ripple brush size 4,

I'm pretty certain the look of the filter relates to the local area sharpness and contrast.

 

[dennybeall]

I think it is a picture of a reflection instead of an effect.