Insurance?

Discussion in 'General Shop Talk' started by DrongoPhoto, Jun 20, 2010.

  1. DrongoPhoto

    DrongoPhoto TPF Noob!

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    I need some. I have a headshot/video business. Anybody love their provider?
     
  2. KmH

    KmH Helping photographers learn to fish Supporting Member

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    Hill and Usher. Hill & Usher. Insurance. Bonds. Benefits.

    and Providence Mutual. Providence Mutual

    Do you belong to any professional photographers assocciations like PPA, WPPI, or ASMP. Most can get you group rates and some include indemnity insurance with a membership.

    What's up with your current provider?
     
    Last edited: Jun 21, 2010
  3. DrongoPhoto

    DrongoPhoto TPF Noob!

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    I don't have a current provider. I've been making my living this way for about a month and I'm just now realizing how stupid it is that I don't have insurance. Now you've got me wondering which photographer's associations I should join.

    I need to fire my business manager, which is me.
     
  4. Big Mike

    Big Mike I am Big, I am Mike Staff Member Supporting Member

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    I've heard over and again that the savings on insurance that you get with a "professional photogaphers assocciations like PPA, WPPI, or ASMP" will more than pay for the annual dues.
    Not to mention the numerous other benefits that you get with membership.
     
  5. Morpheuss

    Morpheuss TPF Noob!

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    I was wondering I am not planing on having a photography business but just for the average joe like me that has some expensive at leat expensive to me photography equipment... camera body and lenses and such is there a cheap way for that stuff to be covered. I wouldn't even know were to begin to look for companies that insure photography equipment and would love to have some help pointing me in the right direction.
     
  6. boomer mitra

    boomer mitra TPF Noob!

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    these things will increase your expenses for sure.
     
  7. KmH

    KmH Helping photographers learn to fish Supporting Member

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    You can get a rider for your homeowners or renters insurance.

    If you don't have either of those you can still walk into just about any insurance agents place of business and purchase insurance for your camera gear.
     
  8. pbelarge

    pbelarge TPF Noob!

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  9. Yaqngie

    Yaqngie TPF Noob!

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    I am new to this so please do not blast me, but what would be the reasoning for getting insurance?
     
  10. KmH

    KmH Helping photographers learn to fish Supporting Member

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    In case your camera were to be stolen, or was to become defective in a way that isn't covered by the warranty.

    If your new to dSLR photography you might consider that there are several levels and some people have a sizeable investment in camera gear.
     
  11. Josh66

    Josh66 Been spending a lot of time on here!

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    Yeah, pretty much the same reasons you get insurance on your car or house.
     
  12. KmH

    KmH Helping photographers learn to fish Supporting Member

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    Last edited: Jul 10, 2010

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