Soooo Payments on DSLR???

Discussion in 'Photography Beginners' Forum' started by Lynnzora, Jul 2, 2009.

  1. Lynnzora

    Lynnzora TPF Noob!

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    Just wanted to know if any of you have heard of a LEGITAMATE company that will allow you to make payments on a DSLR. I'm perfectly satisfied with the one I have. But know that eventually I would love to upgrade. The one that I would want to purchase in the fffffuuuuuuture is around $3,000-$4,000!!! Even if I had that kinda cash laying around I don't see my self just handing it all over for a DSLR at once.

    Ideally I think it would be cool to find a company who can do a sort of layaway plan LOL :lmao: because we know they're not going to give you the camera first :)

    After you're done paying for the camera you get your dslr and you won't have this huge hole in your pockets, and have to walk around in the dark at home for the next month... or go hunting for your food or living off of Top Ramen! lol
     
  2. benlonghair

    benlonghair TPF Noob!

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    I'm of the opinion that if you're going to pay for something on time, you're better off putting the money in a savings account until you have enough (that way you're earning interest instead of paying it) and buy cash money. Screw paying 10-25% more than the purchase price.
     
  3. flyin-lowe

    flyin-lowe TPF Noob!

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    Best Buy and some other "retail " stores will allow you to finance for 18 months same as cash. I am assuming that since they carry canon and nikon they can order the high end stuff even though most stores don't carry it.
     
  4. 45mphK9

    45mphK9 TPF Noob!

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    If you do Best Buy - read the fine print on returns! They can be picky!!!
     
  5. Jose Cuervo

    Jose Cuervo TPF Noob!

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    don't buy what you cant afford.
     
  6. NateS

    NateS TPF Noob!

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    Exactly. Especially considering that camera bodies go out of date (and depreciate) about as fast as a new car will. If you finance a D700 for 18-24 months, there's a good chance that the body will be "out of date" by that point and worth substantially less.

    On something like a camera body, if you can't afford it, then be happy with what you have until you can afford it.
     
  7. max3k

    max3k TPF Noob!

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    x2
     
  8. Bitter Jeweler

    Bitter Jeweler Been spending a lot of time on here!

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    Start making money with your photography, and let it pay for it.
     
  9. PhotoXopher

    PhotoXopher TPF Noob!

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    Charge it! It's the American way :D

    I got my D90 on a 12 months no interest plan and will pay it off before that time.
     
  10. SrBiscuit

    SrBiscuit TPF Noob!

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    i did best buys 18mo same as cash.
    easy peasy.

    but yeah...if you arent 100% sure you can pay it off in time, or make the minimum payments...scrap it...their interest rate is like 29% or something silly.
     
  11. B Kennedy

    B Kennedy TPF Noob!

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    Bill me Later...They usually offer like 6mo/12mo no interest or payments. So you can make monthly payments if you want, or pay it off in 1 lump sum. Thats how I bought my 70-200 f2.8 IS. The only thing with Bill me later is that if you don't pay it off in time, they accrue the interest over that 1st 6mo/12mo period and then add it to what you owe.
     
  12. lockwood81

    lockwood81 TPF Noob!

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    :thumbup:
     

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