Wow thanks everyone!! Definitely a lot of information, but all good information. I spent some time tonight going through the manual again. I'm spent some time trying the completely manual mode today to get the feel how each setting effects the others. I tried capturing smoke from a match and some sunset stuff.
Rick-I will get out tomorrow and try to see if I can get some more crisp-ness in my shots. Unfortunately it was bitter cold in Chciago today so I didnt stay out too long.
Also I went to best buy to pick up a wireless shutter release..but apparently the d3100 doesnt work with a wireless remote. (stinks) But I did find some other recommendations for 3rd party gear. Cost me about $50 more than the nikon remote and had great reviews so hopefully this will help my shaky hand a bit.
I still don't understand the VR setting on the camera lens.... but I'm going to try to find some additional reading. Spent the 1st part of the night reading about trout habits

Not I need to read on how to take good pictures of them haha