Protection is not a bad idea.
I have had to clean the filters of the yearbook cameras, every week. Sometimes there is more "stuff" to clean off than other times. If it wasn't the filters, I would be cleaning the front element of the lenses.
I've also had to do surgery to remove a jammed filter ring of a shattered filter, from a lens. What would have happened to the lens if the filter wasn't on, I don't know.
Cheaper to throw away a filter than a lens.
So I have seen first hand that a filter does protect the front element of the lens.
But with optics, you do need an optically GOOD filter, not a cheap piece of glass.
But to your point, yes, you need to get training from a shop/teacher who will teach you, and not try to sell you stuff that you don't need.
It turns out the glass is pretty tough. But one thing that can scratch glass... is other glass. If you bump the front of a lens on... say the corner of a piece of furniture... you're probably not going to damage the glass (on the Mohs scale of hardness
Mohs scale of mineral hardness - Simple English Wikipedia, the free encyclopedia glass rates in the 6-7 range). But if you bump the filter, the filter will shatter and now you've got sharp edges of glass smashing against the glass... and that might leave a scratch.
I wouldn't bother cleaning lenses every week.
Keep in mind, dust on the front of a lens wont show up in your image. To prove this point... I did an experiment.
1. I took a photo with a clean lens.
2. I took a "post-it" note and cut it down to a small bit about 1/4" square to serve as my simulated "dirt" and stuck it to the front element of a lens and took another photo.
3. Compare photos 1 & 2.
The prediction was that you wouldn't be able to tell the difference. And it turns out... you can't tell the difference.
Light from any point in your scene passes through
all points of your lens and re-converges on the sensor as a focused image. When light is partially blocked by dirt in one area, there are lots of other areas where the light can still pass. This means with precise measuring instruments you might detect a small loss of contrast. But you're not actually going to see a smudgy area in your photo where the "dirt" was located.
I do have a number of high quality UV filters (one in each size needed for any lens)... but I hardly ever use them. A few of my weather sealed lenses suggest that a filter should be used to "complete" the weather seal. So if I'm shooting in a place where I suspect this might occur... I bring along a filter. But the rest of the time I don't use them because they will generally just degrade your images.
A "high quality" filter will have quality anti-reflective coatings. Another experiment I did a while back was placed a high quality UV filter and a low-quality UV filter side-by-side on a piece of black card-stock. I placed a desk-lamp out of frame so that it's light was shining on the two filters. I took a photo of the two (side-by-side filters). The result is that the high-quality filter was nearly (but not quite) invisible. It almost looked as though I placed the ring on the card with no "glass" in the filter ring. The "black" card stock behind that filter photographs nearly as black as the surrounding areas of black yardstick that had no filters at all. Meanwhile the low-quality filter (that didn't have anti-reflective coatings) was easily visible as a shiny piece of glass. The "black" card stock below lost a lot of contrast and photographs "gray" in comparison to the other filter (where it photographed closer to the original black).
If you can see a reflection, it means that you're not getting 100% of the light to pass through... something has to be reflecting back or wouldn't be able to see a reflection. These reflective filters not only result in a loss of light and a loss of contrast, they also create reflections that show up in your images as "ghosting" (including people reporting objects in photos that they claim to be
actual ghosts -- but are really reflections caused by low-quality filters.)
I used to be a filter believer. When I started in photography, we used film... film was sensitive to UV. UV focuses at a different distance than visible light... you'll get better images if you block the UV. But digital cameras already have a UV & IR filter in front of the sensor. There's no benefit to the "UV" blocking part of the filter. That means a clear filter would be just as good if you only want it for protection... but I find the trade-offs are just not worth it. If you want to prevent the front of the lens from being banged and scratched... a lens hood does a better job ... without all the side-effects of poor quality glass.
I have subsequently become a convert and no longer recommend using a filter for most photography needs (I still own them... for those rare times that it might come in handy. They just stay in my bag.)