It seems to have all of the subject elements to make it a pleasing image: clouds, boats, water, reflections. However, none of these elements have more or less pull in visual interest, and as a result, they compete with each other and distract from each other. If I try to enjoy the lines of the boats, the clouds interrupt and take over. If I try to enjoy the reflections, the dock and pole interrupt me. I do not think it is a bad image. It is an image with conventionally pleasing subjects, but it lacks a certain kind of visual flow that navigates the viewer through the elements in a seamless way.