You're comparing apples and oranges, Ferraris to Kenworths. I doubt you could adapt a medium format digital back to an RB67 and shoot 12 fps either.
You can still shoot the he11 out of 35mm film, just like most do with a DSLR. And you can shoot a DSLR exactly like you would a 35mm camera. So the medium makes no difference.
Oh Oh, we now have fruit, cars, and trucks involved.

I actually got your point the first time and I don't oppose it. I'm just coming at it from a slightly different angle.
I think it's the medium that drives it all:
1. 4x5 - I can process 4-6 sheets at a time, maybe 12 on the same developer. Cost is $1.40 per sheet plus developer which is 1000 ml. So I then have to think about getting those images smartly. Every shot counts.
2. 120 Roll - I can get 12 - 6x6 images on a roll. 40 cents a shot. I need all shots done to develop even one so I might waste a few. Almost every shot counts so I might get a little more sloppy.
3. 35mm film - 36 exposures on a roll and I can develop 2 rolls in same tank. Only 500ml of developer. 17 cents a shot. Now I can get even sloppier and waste more shots.
The above is for black and white.
4. Digital - I shoot way more than needed and I can process all quickly in Lightroom. Cost is zilch so I can be pretty sloppy in my approach. But as I go I am getting a lot lore thoughtful.
So my point is that the medium is what drives the cost as well how I spend my time. But thats just me and others probably will do it differently (I hope so).