This is on Lake St-Louis, off Montreal. Been that way since early summer. Sailboat was 'way out of the channel and is leaning on a ledge. At that point, whoever was in the boat could probably walk to the shore. It probably not more than 3 ft. deep at that point (nominal depth is 0.9m), and while there is a bit of current, it's under 2 knots. From it's position, and given the depth of the bottom in that area (quite shallow), it probably was blown sideways until it became completely grounded. The prevailing winds are from the south-west (the direction the camera is pointed) and the deeper waters are about 500 m further away from the camera's position.
I've been driving by it pretty regularly and today, the calm conditions appeared to made it look quite picturesque (as wrecks go). So there you go.
This is another vantage point, so you can see how close it is to the shore.
I took the original image because I could see it in a very different setting, and the light was very even - with the horizon being almost not there.
Ron, thanks for the comments.
Cbarnard7, your crop is very close to some other shots I've taken today of this boat, but after looking over the bunch the one I posted is the one I liked the most. Not saying you're wrong or I'm right - we just have somewhat different tastes.