Unless I am mistaken.. yup. If non-ettl flashes or strobes, no .. you'll want to have a handheld meter.
Let me be clear... I am sure there are situations that a handheld meter is a must. I never said that one should choose one over the other. I even stated that I personally prefer a handheld meter. What I am saying is that for many of those learning or just beginner, an understanding of exposure and the proper use of the built-in capabilities of the camera are more than enough to take several steps towards better photos. After a while you start to realize the limitations and it is at that point you make a decision whether an investment in more/better equipment is necessary. It is a that point in which you are well equipped to determine your needs require.
This is not a discussion of which is better.... Is the OP even at the point that ratios, complex lighting, types of lighting, and averaging? They did just say "starting out" so I am assuming a basic portrait.
I understand that a group of us are advanced (perhaps experts) in photography. As such we have a tendency to internalize recommendations. This leads us to always recommend the best of the best and anything less is a waste. These include threads like:
* Kit versus high expensive zooms
* P&S versus DSLRs
* Low end entry (Canon rebel) versus Mid to high end cameras (40D, 5D)
etc... if the OP is simply asking for advice, simply stating what he/she should purchase to move forward is often not the best advice.